This book offers a global perspective, grounding every knowledge point in real scenarios of China–ASEAN economic cooperation. Starting from everyday experiences like WeChat Pay and Huabei installments, it progresses to cross-border corporate financing, national monetary policy, and global financial governance. It builds a dual case system—domestic and cross-border—featuring Alipay, Yu'ebao, MYbank, ShopeePay’s localized operations, Indonesia’s P2P lending regulation, and Singapore MAS anti-money laundering enforcement. All cases are drawn from real financial events. It also compares international credit rating standards and introduces regulatory practices in Indonesia, Malaysia, and other ASEAN countries. Following a micro-to-macro, concrete-to-abstract cognitive approach, the book guides learners from financial beginners to entry-level practitioners. It aligns with career growth from frontline service roles to corporate positions and cross-border project management, providing solid knowledge support for an internationalized career path. Finance is a discipline about credit and the future; may this book serve as a starting point for exploring the financial world.
